Our Debt Recovery team at Worthingtons have extensive experience in recovering debts for clients, with a focus on the recovery of commercial debts. We can assist you throughout the process, from drafting and reviewing your terms and conditions, seeking early resolution of the debt, through to obtaining a court order and enforcement action.
Check the financial status of the debtor: Are they worth pursuing?
Trace the debtor’s current address
Letter before action
Statutory Demand
Issue proceedings –
Small Claims Court: up to £3,000
County Court: £3,000-£30,000
High Court: £30,000+
European Small Claims Procedure
Enforce a judgement
Register a foreign judgement or European Enforcement Order
Insolvency: bankruptcy/winding up petition
Alternative Dispute Resolution: We understand that for many businesses it is important to try and preserve trading relationships if possible and ADR or Mediation is often helpful
Advise on your terms & conditions and the application of the Late Payment of Commercial Debts [Interest] Act 1998
We provide an individualised approach to each and every case, as we understand that each case has its own unique set of circumstances.
We aim to provide an efficient and cost-effective service to our clients, providing advice tailored to their business needs.
We currently act for local businesses, shopping centres, consumer credit providers, insurers, financial institutions and public-sector bodies, based in both Northern Ireland, the Republic of Ireland, the UK and further afield.
Worthingtons can also provide you with expert advice in respect of your terms and conditions, to ensure you are able to not only issue proceedings in Northern Ireland, but also ensure you can claim interest on late payments or retain your goods in the event payment is not received.
If you wish to have free initial discussion about your business recovery requirements please contact Ciaran McConnell or Nikki McConnell.
The Financial Conduct Authority’s recent survey (Financial Lives 2017) found that personal debt levels in Northern Ireland are the highest in the UK, with... Read more
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